Insurance and Supplemental Products We Offer
Ringem Insurance has a wide selection of insurance plans and supplemental products from trusted carriers such as Washington National. In addition, we provide options from Aliera Healthcare and Trinity Healthshare, Inc.
What Is Health Care Sharing?
A heath care sharing program is not an insurance plan, but it may cover many typical medical costs that health insurance does. Depending on the type of program and provider, it may provide coverage for preventive and primary care as well as diagnostic services.
Understanding Supplemental Insurance
Gap insurance acts as a “cushion” for people who have high-deductible health care plans, covering some of the costs that typical health insurance plans do not cover. Types of supplemental insurance include accidental death and dismemberment (AD&D) policies, critical illness insurance plans, and hospital indemnity insurance.
Accident Assure®
If you’re in an accident, your medical plan may cover most of your expenses. However, it’s likely that you’ll still have to pay for out-of-pocket costs such as deductibles and copays as well as medical appliances and transportation. Gain the extra protection you need with this plan.
InterimCare℠
This plan offers affordable medical cost-sharing by a Health Care Sharing Ministry (HCSM). It is not an insurance plan; rather, it qualifies as a short-term comprehensive health care plan. InterimCareSM offers coverage from 1 to 11 months.
Hospital Secure®
Even if you have a health care plan, it may not cover all of the costs of a hospital stay. Hospital Secure® is supplemental hospital indemnity insurance. It provides protection against unexpected costs such as hospital confinements, emergency room stays, and doctor’s visits.
Active Care®
Active Care® is supplemental health insurance for individuals and families. With this solution, you receive benefits for up to 17 critical conditions, 14 types of accidental injuries, and 7 other important health categories.
PrimaCare℠
The goal of this health care sharing program is to achieve an optimal level of wellness and improve coordination of care while providing cost-effective services. PrimaCare℠ covers preventative and primary care for children and adults.
Other Products
We provide health insurance, life insurance, and final expense policies. In addition, we offer the only short term health care coverage available in California. You can also ask us about insurance options that do not require documentations. We will happily answer your questions, no purchase necessary.
Free Prescription Discount Card
You can save up 10% to 85% on prescription medications with the GroupRX app. Download it for free on Google Play or the App Store, or reach out to us for more information.